Effective Date: March 2026 | Last Updated: March 2026
1. Acceptance of Terms
Welcome to Propatee Realty & Mortgages. By accessing or using our website at https://propatee.com (the “Website”), booking a consultation, or engaging any of our services, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Website or services.
These Terms apply to all visitors, users, and clients of Propatee Realty & Mortgages (“Propatee”, “we”, “us”, or “our”). We reserve the right to update these Terms at any time, and your continued use of the Website following any changes constitutes your acceptance of the revised Terms.
2. About Propatee
Propatee Realty & Mortgages is a licensed real estate and mortgage services company based in Calgary, Alberta, Canada. Our services are provided by Titilola (Titi) Akinro, a licensed realtor and mortgage specialist registered with the Real Estate Council of Alberta (RECA).
Propatee offers the following services:
- Home buying guidance and representation
- Home selling services and marketing
- Mortgage consultation and application assistance
- Real estate investment advisory
- General real estate education and resources
3. Licensing and Regulatory Disclosure
Propatee Realty & Mortgages operates under the authority of the Real Estate Council of Alberta (RECA). Our licensed activities are governed by the Real Estate Act (Alberta) and applicable mortgage brokerage regulations.
Clients are encouraged to verify our licensing status at any time through the RECA public registry at www.reca.ca. Any concerns regarding our conduct as a licensed brokerage may be directed to RECA.
Mortgage services are facilitated in partnership with Breezeful, a licensed mortgage brokerage platform. Mortgage activities are subject to the terms, licensing, and regulations governing Breezeful’s operations.
4. Use of Our Website
4.1 Permitted Use
You may use our Website for lawful purposes only. You agree to use the Website solely to explore our services, request information, book consultations, and access educational content related to real estate and mortgages in Canada.
4.2 Prohibited Use
You agree not to:
- Use the Website in any way that violates applicable local, provincial, or federal laws or regulations
- Attempt to gain unauthorized access to any part of the Website or its related systems
- Transmit any unsolicited or unauthorized advertising or promotional material
- Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website
- Use the Website to collect personal information about other users without their consent
- Reproduce, duplicate, copy, or exploit any portion of the Website without our express written permission
5. No Professional or Financial Advice
The content on our Website, including blog posts, articles, guides, calculators, and other resources, is provided for general informational and educational purposes only. It does not constitute and should not be relied upon as:
- Legal advice
- Financial or investment advice
- Mortgage advice or a commitment to lend
- Tax advice
- A guarantee of results or outcomes in any real estate transaction
While Propatee’s licensed professionals provide personalized guidance during formal consultations and engaged service agreements, information on the Website alone does not create a client relationship or any professional obligation.
Always consult with a qualified legal, financial, or mortgage professional before making any real estate or financial decisions. Real estate transactions involve significant financial risk and individual circumstances vary.
6. Free Consultation Terms
Propatee offers free initial consultations to prospective clients. By booking a consultation, you agree to the following:
- Consultations are introductory in nature and do not constitute a formal service agreement or guarantee of representation
- A formal engagement agreement will be established separately before Propatee acts on your behalf in any transaction
- Propatee reserves the right to decline representation at its sole discretion
- Please provide accurate and complete information during consultations to allow us to serve you effectively
- Consultations may be conducted in person, by phone, or virtually, at Propatee’s discretion
- We request reasonable notice of at least 24 hours for cancellations or rescheduling of booked consultations
7. Intellectual Property
All content on the Propatee Website, including but not limited to text, graphics, logos, images, blog posts, icons, and software, is the property of Propatee Realty & Mortgages or its content suppliers and is protected by Canadian copyright and intellectual property laws.
You may not:
- Reproduce, distribute, or republish any content from this Website without our prior written consent
- Use our logo, brand name, or trademarks without express written permission
- Scrape, copy, or mirror Website content for commercial purposes
You are welcome to share links to our Website and reference our content for personal, non-commercial educational purposes, with appropriate attribution to Propatee Realty & Mortgages.
8. Third-Party Websites and Services
Our Website contains links to third-party websites and platforms, including but not limited to:
- Realtor.ca — for MLS property listings
- Breezeful.com — for mortgage applications and pre-approvals
- Google Maps and other location-based tools
These links are provided for your convenience only. Propatee does not control, endorse, or accept responsibility for the content, privacy practices, or terms of any third-party websites. We encourage you to review the terms and privacy policies of any third-party site you visit.
Your use of third-party platforms, including Breezeful for mortgage applications, is subject to their own terms and conditions. Propatee is not liable for any loss or damage arising from your use of third-party services.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Propatee Realty & Mortgages, its directors, employees, agents, and partners shall not be liable for any:
- Indirect, incidental, special, or consequential damages arising from your use of the Website
- Loss of data, revenue, profits, or business opportunities
- Errors, inaccuracies, or omissions in Website content
- Unauthorized access to or alteration of your data
- Outcomes of real estate transactions, mortgage applications, or investment decisions
Propatee’s liability for any claim arising out of or related to the use of this Website shall not exceed the amount paid by you, if any, for accessing our services in the preceding 12 months.
Nothing in these Terms limits or excludes liability for fraud, gross negligence, or any liability that cannot be excluded under applicable Canadian law.
10. Disclaimer of Warranties
The Website and its content are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied. Propatee does not warrant that:
- The Website will be uninterrupted, error-free, or secure at all times
- Any information on the Website is complete, accurate, or current
- The Website is free from viruses or other harmful components
We make no warranty regarding the suitability of any property listing, mortgage product, or financial information presented on or through the Website for your specific circumstances.
11. Privacy
Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at https://propatee.com/privacy-policy to understand our practices regarding the collection and use of your personal information.
By using our Website and services, you consent to the collection and use of your information as described in our Privacy Policy.
12. Indemnification
You agree to indemnify, defend, and hold harmless Propatee Realty & Mortgages and its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or related to:
- Your use of or access to the Website
- Your violation of these Terms
- Your violation of any applicable law or regulation
- Any inaccurate or misleading information you provide to Propatee
13. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict of law principles.
Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the Province of Alberta, Canada. You agree to submit to the personal jurisdiction of such courts for the resolution of any disputes.
14. Changes to These Terms
Propatee reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the Website, with the “Last Updated” date revised accordingly. We encourage you to review these Terms periodically.
Your continued use of the Website after any changes constitutes your acceptance of the revised Terms. If you do not agree with the updated Terms, you should discontinue use of the Website.
15. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.
16. Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Propatee Realty & Mortgages regarding your use of the Website and supersede all prior agreements, representations, and understandings relating to the same subject matter.
17. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us:
Propatee Realty & Mortgages
- Website: https://propatee.com/contact
- Email: info@propatee.com
- Phone: +1 (587) 703-6500
- Address: Calgary, Alberta, Canada
These Terms and Conditions were prepared for Propatee Realty & Mortgages | propatee.com